Purchase loans
Find out how much home you can afford.
Know exactly what you can afford before you start searching for a home. We make the home loan process easier, starting with a free, no-obligation pre-approval letter request.
Ready to buy your first home or your next home?
Need financing options on a home or other real estate? Choosing a purchase loan product that matches your goals and making sure you get a favorable rate doesn't have to be stressful.
We'll help you clearly see differences between loan programs, allowing you to choose the right one for you — whether you're a first-time home buyer or a repeat buyer.
Talk with a loan officer- 1
Complete our simple mortgage pre-approval letter request
- 2
Receive options based on your unique criteria and scenario
- 3
Compare mortgage interest rates and terms
- 4
Choose the offer that best fits your needs
The home purchase loan process
Do I qualify?
To qualify for a mortgage, lenders typically require a debt-to-income ratio of “43/49.” This means no more than 43% of your total monthly income can go toward your new mortgage payment, and no more than 49.99% can go toward total monthly debt. VA and FHA loans may allow higher ratios on a case-by-case basis.
- Fixed-Rate Mortgage
- Adjustable-Rate Mortgage (ARM)
- Conforming Loans
- Jumbo & Super Jumbo Loans
- FHA, VA & USDA Loans
- Terms from 5 to 30 Years